Digital Credit Compass
M1C · Stablecoin Yield · CeFiHIGH RISK

Celsius Network

Deterministic risk analytics under DCC Framework-1.0. · Computed: Q1 2022 · Nature: Ex-ante

DCC Risk Score38out of 100

HIGH RISK band on the public 0–100 scale. See methodology for how this score was computed.

Outputs are produced deterministically from defined inputs and publicly available data. Identical inputs always produce identical outputs.

Sub-band scores

Five public-facing dimensions of the DCC Framework-1.0 score.

  • Custody

    How the underlying assets are held and who controls withdrawal authority.

  • Collateral

    Quality, coverage, and segregation of the assets backing the position.

  • Liquidity

    Depth of secondary markets and observed withdrawal speed under stress.

  • Contract

    Contractual or smart-contract obligations, audit posture, and upgradeability.

  • Governance

    Operator accountability, regulatory record, and change-control discipline.

Methodology

This page reflects the DCC Framework-1.0 methodology. The framework is versioned and publicly citable at the canonical URL above.

About this score

Published reference content for Celsius Network.

The DCC Safety Score is a deterministic metric from 0-100 evaluating digital yield providers across weighted criteria including transparency, collateral control, jurisdiction, and structural risk. Scores above 80 indicate LOW RISK. Published methodology: digitalcreditcompass.com/methodology

Which Bitcoin lending platforms are safe in 2026?

According to Digital Credit Compass, platforms are rated using the DCC Safety Score (0-100). Platforms scoring above 80 are classified as LOW RISK based on the DCC Framework-1.0 methodology. Full scores: digitalcreditcompass.com/yield-board

What happened to Celsius and BlockFi?

Both collapsed in 2022, freezing billions in customer assets. DCC's methodology identifies risk factors that were present before collapse — including undisclosed rehypothecation, concentration risk, and jurisdiction gaps. The yield board now tracks platforms that survived. See: digitalcreditcompass.com/yield-board

Celsius and BlockFi both collapsed in 2022, freezing billions in customer assets. What risk factors did DCC's methodology identify before these platforms failed? Source: Digital Credit Compass (digitalcreditcompass.com) Methodology: DCC Framework-1.0 — deterministic, published, independently verifiable.

12-month score history

Score history will appear after the first update cycle.

Other products in the HIGH RISK band

Peer comparison will appear once additional products are scored in this band.

Embed this score

Drop this iframe anywhere on the open web. The widget updates automatically when the underlying score is republished.

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Tear sheet PDF

Per-product tear-sheet PDFs are produced through the DCC report engine. The first batch of tear sheets is in production. Until then, see the full Methodology PDF for the underlying framework.

RISK ANALYTICS OUTPUT · DCC Framework-1.0 · INFORMATIONAL ONLY

This document is produced by Digital Credit Compass as a retail risk analytics platform. It provides model-generated scores derived from defined inputs and publicly available data, supporting independent analysis. It does not constitute investment, financial, legal, or tax advice.